Harry：Damn it, I’m running out of money again. I really need to balance my budget and handle my money better.
見鬼，我又要沒錢了，我真的需要平衡收支預算并改善我的用錢方式了。
Lily：You did spend too much, and most of the expense was kind of unnecessary.
你花錢太多了，而且太多花費都是沒必要的。
Harry：But I make it.
但是那錢是我掙的。
Lily：Though, you don’t have to spend every penny you make. You could save some every month, like a lot of other
people do.
盡管如此，你也沒必要把你掙的每一分錢都花光啊。你可以每月存點兒，像其他人一樣。
Harry：I work hard so I deserve to enjoy but that costs money.
我工作很辛苦，應該好好享受，可是都是要花錢的。
Lily：You should save in case of an emergency. You need to have more self-control. What things did you spend your
money on?
為了應急，你應該存錢。你需要更好的控制自己，你把錢都花哪兒去了？
Harry：The problem is that I have no idea. I didn’t pay attention.
問題是我也不知道，我也沒注意。
Lily：Let bygones be bygones. Start saving right now.
過去的就讓他過去吧，從今天開始存錢吧。
我真的需要平衡預算并改善我的用錢方式了。
I really need to balance my budget and handle my money better.
把你的信用卡給我，你花錢總是寅吃卯糧的。
Give me your credit cards. You’re living beyond your means.
我想更好地控制我的開銷。
I want to control my spending better.
你需要更好地控制自己。
You need to have more self-control.
你花錢太多了，而且大多數花費都是不太有必要的。
You did spend too much, and most of the expense was kind of unnecessary.
我現在花錢太多了。
I have been spending too much money.
我超出我的底限了。
I am living above my limit.
這要一大筆開銷的。
That’ll cost you an arm and a leg.
你知道，錢不是從天上掉下來的。
You know, money doesn’t grow on trees.
人生苦短，所以不要光存錢不花錢。
Life is too short to him who’s been always saving money and not using it.
我必須得控制自己，因為我經常出去亂花錢。
I have to control myself because I always go out and spend like crazy.
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